QUOTE(raziel221 @ Aug 11 2004, 04:10 AM)
Non cc Paypal refers to a PP account (or payment) that isn't being directly fed from a credit card. If you're using the balance of your account, it's non CC. If you're paying with a CC through Paypal, it's a CC payment

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IMO, this is the correct answer for the above question. When you have balance in if your PP account, that's a non CC paypal. many people refer to this term and avoid receiving others payment from CC to protect themselves from CC frauds and chargebacks.
I think only in US you can verify with a bank account.