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Hey wpwaler, you are optimistic! To reach payout within (I do notice that you say "at least") three years, you need a lot of hard working referrals who would be clicking on all these precious $0.001 links.
Every companies I join I will never cancel my account until the company is flat broke or they prune my account.
(The only one exception is PaidboxEmail,$75 signup bonus,$500 payout,usually send $0.0025 paid link[ya,that's $0.25 cents]).
And I have a habit that I write down the date in notebook when I joined that company.I joined RapidMail4U is on 19th,January this year.Although just earn $4.__ in 11 months,I will not resign unless the company do a lot of greek to my account even if I have lots of discontents to it.